Best Credit Repair Services

The fact that the company managed to get an A+ rating from the Better Business Bureau tells a lot about their professionalism and the actual ability to significantly improve the credit scores of their customers in a short-term period.

The Sky Blue offers additional features such as monthly credit report and identity theft prevention application in one package just for $69.00. That is quite impressive since the majority of other credit repair companies have these features as premium services.

The only downside of identity theft app is that the program is made by a third party company, which can somewhat complicate the process of communication between the user and customer support in theory. In reality, however, it is not really an issue since the app works almost flawlessly.

Depending on the severity of damage done to your credit score it may take some time before you will be able to see any of the negative items being removed. On the other hand, in case your credit score is already healthy or when you no longer require further credit improvement, the company will send you a notification that you no longer need their services. This feature will be convenient for those who don’t want to spend a fortune to improve just a few points on their credit history.

A unique subscription plan that is only available to the customers of Sky Blue makes it one of the most affordable credit renovation services available on the market today. A simple service without any additional bells and whistles that is available without any signup fees.

Usually, the repair firm challenges the credit companies by sending them goodwill letters in order to improve the score of the customer’s credit. If you are interested in numbers, Lexington Law manages to remove more than 10 negative items in the first two months, according to past clients.

Lexington Law has provided services for customers for over 14 years now and the number of their clients keeps growing. With several different subscription plans, Lexington Law is suitable for everyone from a shop or factory workers to top managers. Additionally, every customer is able to pick the additional services that will be convenient for certain situations and different stages of credit rating deterioration.

The financial organizations that grant people credits make mistakes and credit repair services are doing their best to fix those credit errors. This may take some time that will heavily depend on the specific situation, but we wouldn't promise you results in just a few weeks. However, if your credit score hasn’t been harmed to the point of no return you will be able to see some movement in the first two months.

"Slow but steady" is perhaps the best way you can describe the Lexington Law working on hard cases of bad credit history. Their approach is methodical and takes time, that is true. However, it doesn’t necessarily mean that it will take too long for the company to renovate your credit score. Some cases are resolved faster than others, but all of them are managed with full attention.

Thankfully, the company provides you biweekly reports from the financial expert that is assigned to you, personally. This way you can see the analysis of your progress and see the improvements of your credit rating first-hand.

Despite some minor difficulties of the initial setup of all services, the Lexington Law provides a terrific value over price, which you will hardly find elsewhere.

As for the monthly fees, by subscribing to the basic plan you will get an access to a personal online dashboard, score tracker, and a special TransUnion credit monitoring program, which is offered at no extra charge whereas other companies introduce similar solutions for $25 per month or even more.

With the same basic subscription plan that costs just $99.95, you will get a whole package of services without any additional transactions in the future. Surely, this is a bit more expensive than most of the competitor companies offer at the moment, however, the additional costs of their services make them not as appealing as the CreditRepair palette of subscription plans.

When it comes down to the initial credit repair, the whole process can take up to several months or even years. That’s why it is important to entrust this endeavor to the professionals in order to regain good credit. When the company has established a valid strategy, they will challenge credit bureaus as well as creditors. After that, they will proceed to work with them directly, until your credit history will be much healthier.

With a fairly good pricing for their services, the CreditRepair.com is perhaps one of the top credit renovation services you will be able to find in the medium to low price range. The company has been providing their services for 21 years and has countless reviews from its previous clients, and that tells a lot. In conclusion, if you need an all-in-one package, CreditRepair is the best deal for you.

Although their customer service is not working 24/7, if you are calling after work hours you can always leave a message and the company will reach you as soon as possible.

In case you were not satisfied after 6 months of using the company’s services, you can get a refund. This is extremely convenient since the majority of credit repair companies either offer a short period of satisfaction guarantee or do not provide it as a service at all.

As for the initial improvement of the credit scores, the company can successfully remove the bankruptcy, late payments, hard inquiries, charge-offs, student loans, paid collections and many other types of negative items that cause severe damage to your credit history. Although it is not 100% guaranteed, most of these negative items can be removed. After you signed up for a 7-day trial period, it will be easier for the company to give you an estimation report of how long it will take to repair your credit rating, based on the history and results of other clients with similar items.

When it comes down to how fast the company can manage and fix your credit situation it really depends on how many negative items your credit score has at the time of signing up for the repair. In general, it takes at least a month before you can see any improvement in your score while the history is systematically cleaned from items that determine your ability to take a new loan or credit.

By picking the Credit People you have a choice of paying as you go or subscribing for a full-fledged credit renovation that can remove a lot of negative items from your credit history for less than $400, which is a good deal, to say the least. Effective and affordable are perhaps the best words to describe how the company manages the issues with the banks and credit agencies you may have not even been aware of.

Although many people that go into credit repair expect a specific outcome, they also expect the results that can be achieved fast. That is a common misconception and that’s not how credit dispute companies services work. Not every case of bad credit rating can be dealt with in just a couple of weeks. The majority of the hard cases can be improved in a matter of months if not more.

Credit Saint, however, is different.

First of all, the Credit Saint fully analyzes the customer’s credit history to see all the negative items and possible damages done to it. After that, the company provides a plan to build up a positive credit and notifies you right from the start whether they are confident in your and their success in removing any negative points from your credit score in just 90 days. Although it is a bold statement, it is not impossible to do so. If they fail to deliver and/or in case you are not satisfied with the results, you are always free to cancel the subscription and get a full refund.

The Credit Saint company expects your credit rating to change for the better in the first 45 days. Furthermore, a full refund will be available for you at no extra cost if there were no positive changes in the span of three months.

As for the notifications, the company updates the credit reports every 45 days, which is considered to be a cycle. At the end of each of these cycles, 3 credit reports will be sent to your home. With these reports at your disposal, you will be able to see the results of the work that has been completed in the span of 6 weeks.

The company offers a special online account page that can be used from any computer, tablet, or smartphone at any given time, which adds an extra level of convenience. This will come in handy for those who don’t have the ability or desire to check up on their credit restoration process via phone calls.

Credit People provides one of the most accessible payment packages that will be a good fit for your specific financial situation.