Best Travel Insurance Services

Allianz Global Assistance offers a wide selection of both single trip and multi-trip plans to suit both avid and occasional travelers. Some benefits, like Existing Medical Condition Coverage and 24-hour hotline assistance, are available with all of the plans. 

Let's have a closer look at the offered single trip plans.

• OneTrip Cancellation Plus Plan
  

If you cancel or interrupt your trip due to the covered reason, your non-refundable expenses will be reimbursed. The same goes for your additional accommodation and travel expenses in case of 6 and more hours departure delay.

World Nomads is one of the best travel insurance services out there and that's because it was created by people who love the thrill of traveling and the freedom it gives. They know by experience that you should be prepared for everything when on the road. For example, they know that your journey can become a long trip so they provide an option to buy coverage not only before but also while traveling, which is handy if you decide to prolong your journey.

The next welcome feature of the service is its simplicity. There are only two plans to choose from - a Standard Plan and an Explorer Plan. The former one is a more economical option; the latter one is a bit more expensive yet it provides more benefits and covers more activities. These two plans have a lot in common. They both provide emergency evacuation and repatriation, non-medical emergency evacuation, baggage delay for outward journeys, and a 24-hours assistant service. Furthermore, they both offer coverage for trip delay, loss, theft or damage of your luggage and personal effects and accidental death and dismemberment; the difference, however, is that in these cases you'll get higher reimbursement if you go with the Explorer Plan. Finally, the Explorer Plan includes a collision damage waiver (if permissible) and covers more activities than a Standard Plan (please, check the list of covered activities for your country). Thanks to a user-friendly website design it is easy to get a quote and view the plans before you go for one. 

Sometimes, it is not so easy to select a travel insurance you really need. The best online travel insurance services not only keep you protected in any corner of the world, they are thoughtfully designed to help you quickly choose the very option you are looking for. For example, right on the Seven Corners homepage, you can specify whether you need coverage for domestic or for international travels. Having answered a few simple questions that will follow, you will be directed to the page with two or three plans to select from.

Alternatively, you can specify the kind of insurance you need by choosing one of the options offered on the top bar and down on the page (Travel Medical Insurance, Visitor & Immigrant Insurance (includes medical coverage for USA visitors), Trip Protection Insurance, Student Travel Insurance). Each section offers three plans with an accurate description of the benefits you'll get and includes samples of certificates.

If you are planning a group trip, there are two options offered. In case you are going to travel abroad and need a medical coverage, you'd probably be interested in a Travel Medical Plan - a great insurance plan for Europe, for example. While if you want to protect your trip costs and belongings as well as cover your medical expenses, you'd better opt for a Trip Protection Plan, a perfect option both for the USA and for overseas travelers.

Whichever plan you choose, it takes just a few seconds to get a quote after you have uploaded your traveling data. This approach will help you pick the policy you need in minimum time and effort.

Being one of the leading insurance services in America, Travel Guard offers a wide choice of travel insurance plans and assistance programs to its consumers. As for the travel plans, they may vary in price and the number of benefits provided, but is any case you will get an excellent service and assistance. Need you any help during your trip, you will be consulted at any time, 24 hours a day, 7 days a week.

Here are the insurance plans you can purchase:

• Platinum. The plan includes the most comprehensive protection as well as assistance services. Its standard coverages include trip cancellation, interruption, delay, and missed connection reimbursement; you will also get reimbursement if your luggage is lost, delayed, damaged or stolen. Next, the policy provides medical expenses and evacuation coverage in case of an accidental sickness or emergency. Besides, if you buy the policy within 15 days of the initial trip payment, your coverage will be expanded. You can also purchase some optional coverages if needed. Finally, there is a great number of non-insurance assistance services available to platinum plan's owners.

• Gold. This is the most popular option. At a competitive price, it offers you wide insurance coverage and an excellent assistance service. The standard coverages are the same as you get with a platinum plan, but with a lower reimbursement. However, if you purchase the policy within 15 days of the initial payment, your benefits will be increased. Non-insurance services and optional coverage are also available with this plan.

• Silver. This is the most budget-friendly option. Though you will get lower reimbursement in some cases, the plan includes almost all standard coverages the previous ones do and there are still some extra coverages available if you buy the plan within 15 days of the initial payment. And it also provides assistant services and optional coverages (if purchased).

Travelex travel insurance service is one of the industry leaders; it has been on the market for over 55 years. Using this rich experience, the company provides flexible trip plans and high-quality service to all of its clients. Selecting a plan that suits your needs is very simple; actually, there are two main travel insurance plans - Travel Basic and Travel Select.

• Travel Basic plan is a moderately priced option for those who need essential trip coverage. It includes trip protection, travel health insurance, and baggage coverage. Moreover, there are some upgrades available - Car-Rental Collision Coverage and AD&D Common-Carrier (Air Only).

• Travel Select plan is the most popular company's product, and for a few good reasons. In includes coverages and upgrades offered by the previous plan. Surely, if offers higher reimbursement and more comprehensive coverage; but what makes it really special is that the plan can be tailored to your needs - just select one of the available upgrades. The Travel Select plan is one of the best travel insurance products for a family vacation as it offers free coverage for children of 17 years old and under, if they travel with an adult family member covered by the policy. Active sports fans will appreciate an Adventure Sports upgrade allowing you to get coverage for mountain climbing, parasailing, and other activities. Finally, you can add even more upgrades, such as trip cancellation and trip interruption due to work, and even the Cancel for Any Reason, to protect your investment whichever happens. Please note that not all the coverages are offered for all the states, so don't forget to check if they are available for your state.